Xactus…
The Leading
Business Credit &
Data Provider
Get Better Business Credit Decisioning Throughout the Customer Lifecycle
Xactus provides commercial lenders and businesses with business credit reports and a complete ecosystem of business credit data that you need to reduce credit risk, make better credit risk decisions and build your business.
What answers do you need for more confident business credit decisioning?
- Is my credit portfolio deteriorating?
- How can I stay informed on any changes to my customers’ financial health?
- Will my customers pay their invoices?
- How much credit should I extend to a customer?
- What percentage of my customer loan portfolio is considered high risk for repayment?
- Which customers are at risk to fall behind with their payments?
- Which customers are likely to go out of business or file bankruptcy?
Get Better Data
Obtain accurate, fresh & VERIFIED data. Unlike other providers, we don’t provide self-reported information. Our credit data is verified so you can be confident that the data you receive from us is accurate.
More Value for Your Money
Our flexible payment plans were designed with your business goals in mind. We don’t require an annual contract, unless you want one. We simply provide cost-effective data solutions that you pay for as you go or when scheduled.
Detailed Insights on Large and Small Businesses
Whether you are searching for business credit risk data on a Fortune 500 company or a small business, Xactus has the detailed insights you need. Xactus has the highest match rates available.
Commitment to Your Success Backed by the Best in the Business
Our outstanding customer service team reviews your workflows, customizing solutions for you. Lean on our breadth of experience to get set up quickly and to answer any questions that you have throughout the lifecycle of your customers.
Get Better Data
Obtain accurate, fresh & VERIFIED data. Unlike other providers, we don’t provide self-reported information. Our credit data is verified so you can be confident that the data you receive from us is accurate.
More Value for Your Money
Our flexible payment plans were designed with your business goals in mind. We don’t require an annual contract, unless you want one. We simply provide cost-effective data solutions that you pay for as you go or when scheduled.
Detailed Insights on Large and Small Businesses
Whether you are searching for business credit risk data on a Fortune 500 company or a small business, Xactus has the detailed insights you need. Xactus has the highest match rates available.
Commitment to Your Success Backed by the Best in the Business
Our outstanding customer service team reviews your workflows, customizing solutions for you. Lean on our breadth of experience to get set up quickly and to answer any questions that you have throughout the lifecycle of your customers.
Business Data Services
Business Credit Reports & Blended Data
Receive in-depth credit information so you can thoroughly analyze a company’s financials by reviewing key metrics…
Principal / Business Owner Report
Obtain the most accurate, current, and detailed information available on company principals and credit guarantors….
AUTOMATED APPLICATION & CREDIT DECISIONING
Easily set up online applications and set parameters to set credit decisioning and credit limits…
Business Account Monitoring
Obtain a 360-degree view of your loan portfolio to more effectively manage accounts with daily monitoring alerts…
Portfolio Scoring
Identify risks and opportunities within your portfolio. Receive a comprehensive view of your customer portfolio…
Fraud & Background Screening
Detailed background checks on borrowers. Reports check exclusionary lists, SSN mismatches and look for any potential fraud…
Tenant Screening Services
Quickly check your applicants’ credit, spot potential red flags and easily assess their rent-paying abilities with our credit reports, criminal background checks, eviction checks, Social Security Number verifications, and Tax Return Verifications. Learn more
Private Lending Credit & Verification Suite
Accurately assess the creditworthiness of private lending applicants with hard/soft credit pulls, flood reports, appraisals, Liens & Judgments reports, and background checks
Equipment, Financing and Leasing Credit & Verification Suite
Confidently determine if your equipment financing/leasing applicants are good credit risks with hard/soft credit pulls, business credit reports, Liens & Judgments reports, and Equifax Paynet reports.
Join the leading companies that rely on Xactus
We are a leading business credit data provider that offers information to the following industries:
Commercial Lending
Finance Including Private Lenders, Credit Unions and Banks.
Manufacturers
Health Care Providers
Equipment Leasing Companies
Communications
Fintech
Energy
Utilities
Food Services & Hospitality
Latest News
Check out this Xactus Data Solution
View this short video to learn about DecisionIQ – and see how it can improve your credit decisioning workflow.
Find Out About Xactus’ Data Solutions
View this short video to learn about Xactus’ credit data and intelligence solutions and see how they can minimize your risk and accelerate your growth.
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