Portfolio Review
and Portfolio Scoring

Xactus’ portfolio review and scoring solutions allow you to identify trends and protect your bottom line more effectively.

Obtain the sophisticated data visualization tools you need for enhanced decisioning

C-suite executives are responsible for overseeing corporate entities on a macro level. Xactus’ portfolio review solution is a suite of high-value analytical reports that include three essential components:

 

  • Credit risk statistics – Two different scores are provided, Intelliscore V2 Plus, which predicts the likelihood for default, and the Financial Stability Risk Score, which predicts the probability of delinquency. The scores range from 0-100 (the higher the score, the lower the risk) and let companies see how many businesses within their portfolios fall within those different ranges.
  • Public record statistics – This data is applied against several public record and collection indexes and shows judgment trends, UCC counts, lien trends, and collection counts.
  • Industry classification statistics – This data breaks a portfolio down into two categories: benchmarks against the Department of Labor’s major industries and the top 10 industry sectors found within the company’s portfolio – along with risk scores for those particular industries.

Portfolio review provides value throughout the customer lifecycle

Use our portfolio review and scoring services to:

  • Clearly see areas/industries where growth is possible

  • Identify trends in data and react accordingly

  • Maximize profits – Reduce delinquencies and write-offs to maximize net revenue by reviewing up-to-date information on your customers

  • Save time & money – Focus your time on only those customers who pose a credit risk or show potential for additional revenue. Portfolio scoring allows you to review your entire portfolio in a fraction of the time, freeing up your credit team to address other needs

  • Refine credit policy – Receive a comprehensive view of businesses, owners, or both, so you can identify trends in your portfolio and drive changes to your credit policy and practices

Start using our portfolio review and scoring solutions today!