Xactus…

The Leading
Business Credit &
Data Provider

Get Better Business Credit Decisioning Throughout the Customer Lifecycle

Xactus provides commercial lenders and businesses with business credit reports and a complete ecosystem of business credit data that you need to reduce credit risk, make better credit risk decisions and build your business.

What answers do you need for more confident business credit decisioning?

 

  • Is my credit portfolio deteriorating?
  • How can I stay informed on any changes to my customers’ financial health?
  • Will my customers pay their invoices?
  • How much credit should I extend to a customer?
  • What percentage of my customer loan portfolio is considered high risk for repayment?
  • Which customers are at risk to fall behind with their payments?
  • Which customers are likely to go out of business or file bankruptcy?

Get Better Data

Obtain accurate, fresh & VERIFIED data. Unlike other providers, we don’t provide self-reported information. Our credit data is verified so you can be confident that the data you receive from us is accurate.

More Value for Your Money

Our flexible payment plans were designed with your business goals in mind. We don’t require an annual contract, unless you want one. We simply provide cost-effective data solutions that you pay for as you go or when scheduled.

Detailed Insights on Large and Small Businesses

Whether you are searching for business credit risk data on a Fortune 500 company or a small business, Xactus has the detailed insights you need. Xactus has the highest match rates available.

Commitment to Your Success Backed by the Best in the Business

Our outstanding customer service team reviews your workflows, customizing solutions for you. Lean on our breadth of experience to get set up quickly and to answer any questions that you have throughout the lifecycle of your customers.

Get Better Data


Obtain accurate, fresh & VERIFIED data. Unlike other providers, we don’t provide self-reported information. Our credit data is verified so you can be confident that the data you receive from us is accurate.

More Value for Your Money


Our flexible payment plans were designed with your business goals in mind. We don’t require an annual contract, unless you want one. We simply provide cost-effective data solutions that you pay for as you go or when scheduled.

Detailed Insights on Large and Small Businesses


Whether you are searching for business credit risk data on a Fortune 500 company or a small business, Xactus has the detailed insights you need. Xactus has the highest match rates available.

Commitment to Your Success Backed by the Best in the Business


Our outstanding customer service team reviews your workflows, customizing solutions for you. Lean on our breadth of experience to get set up quickly and to answer any questions that you have throughout the lifecycle of your customers.

Business Data Services

Business Credit Reports & Blended Data

Receive in-depth credit information so you can thoroughly analyze a company’s financials by reviewing key metrics… 

Principal / Business Owner Report

Obtain the most accurate, current, and detailed information available on company principals and credit guarantors….

AUTOMATED APPLICATION & CREDIT DECISIONING

Easily set up online applications and set parameters to set credit decisioning and credit limits… 

Business Account Monitoring

Obtain a 360-degree view of your loan portfolio to more effectively manage accounts with daily monitoring alerts…

Portfolio Scoring

Identify risks and opportunities within your portfolio. Receive a comprehensive view of your customer portfolio…

Fraud & Background Screening

Detailed background checks on borrowers.  Reports check exclusionary lists, SSN mismatches and look for any potential fraud…

Join the leading companies that rely on Xactus 

We are a leading business credit data provider that offers information to the following industries:

Commercial Lending

Finance Including Private Lenders, Credit Unions and Banks.

Manufacturers

Health Care Providers

Equipment Leasing Companies

Communications

Fintech

Energy

Utilities

Food Services & Hospitality

Latest News

Ensure you always make the best credit decisions

Discover four key benefits of using business credit report data Xactus has the business credit reports that help you make correct and consistent business credit decisions with confidence. Our business credit data tools give you the information you need to...

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