Business Credit Reports and Blended Data

Approve Customers Quickly with Accurate Information

Unlike other business credit report companies that offer “self-reported” information which is not verified, Xactus provides credit data from a trusted third-party source that has verified millions of files making it inherently much more reliable. Our detailed reports combine credit risk, fraud checks and company background so you can quickly make a credit decision and understand how a business handles its financial obligations.

Our reports include information that allow you to:

• Thoroughly review businesses, owners and consumers
• Identify businesses at the highest risk for failure and payment default through scores
• Review trade, public record, collection and company background information
• Obtain an understanding of companies associated with your customer
• Review UCC filings
• Receive information on international businesses

Better Predict Risk with Business Credit Risk Scores

Xactus’ business credit risk score solution generates business scores built on historical and current economic data to help you better predict risk. Business risk score provides you with more predictive power than a standard business credit report so you can answer critical questions such as: “Will I be paid? When? Is my customer facing financial difficulty? Should I extend credit?”

• Business credit risk score predicts the likelihood of a business incurring a 90 day severe delinquency or charge-off

• Business failure score predicts the likelihood of a business failing through either formal or informal bankruptcy

Easily Access our Reports

Our proprietary risk management platform automates the credit approval process by allowing you to quickly pull our different reports under a single login. APIs are also available for customized integrations to your system.

Get a more complete picture with blended data

Xactus assists you with reviewing a business’ credit and its principal(s) by offering a combined score on the company and its owners.