Business Owner Reports

Monitor credit throughout the customer lifecycle

Manage the risk of bringing on brand new small business accounts, throughout the customer lifecycle, or if you’re going into a new market where larger, more established businesses are not as prevalent. By accessing a personal credit report and FICO® score on a company’s owner(s) in addition to the standard business credit report, you can confidently decide whether to alter your decision or adjust terms before granting a business credit. Soft or hard inquiry options are available. These reports are also helpful when conducting annual portfolio reviews.

Gain an understanding of:

• How the business owner or guarantor manages his/her personal credit
• Any credit issues that may be cause for concern
• Whether or not to extend credit or require cash upfront
• Liens and civil judgments data with the LexisNexis® RiskView™ Liens & Judgments Report

Increase efficiencies, reduce credit risk

Our robust business owner reports allow businesses to:

• Minimize credit risk with a complete view of a business’s banking, leasing, and trade receivables obligations and payment history, as well as consumer credit performance of the business owner/guarantor

• Optimize revenue and profitability by using FICO® Scores 9, 8, or 5. Vantage Scores also available

• Reduce fraud losses by receiving the business name, address, telephone number, and tax ID, and running the consumer inquiry through a comprehensive scan

• Increase efficiency by seamlessly accessing both business and consumer credit information independently or with our Blended Score Report