Equipment, Financing and Leasing Credit/Verification Suite

Accurately assess the creditworthiness of your equipment financing/leasing applicants with our credit and verification solutions.

With the comprehensive data these tools offer, you can make better equipment financing/leasing decisions and mitigate your risk.

Xactus credit and verification solutions can deliver the intelligent insight you need to make smart decisions about whether to extend equipment financing/leasing to applicants. You’ll also enjoy unmatched customer service as our team ensures you select the right credit and verification data to make the best possible decisions. Xactus knows how to reduce your risk and grow your business.

Hard/Soft Credit Pulls/Business Owner Reports

Xactus offers Business Owner Reports which provide the most reliable data on the business owner or guarantor so you can better evaluate risk. Hard or soft credit inquiry options are available. Plus, Business Owner reports are a soft inquiry on your applicant’s credit score – so their personal credit won’t be impacted by pulling it for business purposes!

Liens & Judgments Reports

Powered by LexisNexis® Risk Solutions, our Liens & Judgments Reports offer broad coverage and actionable attributes including individual lien and judgment details.

Equifax Paynet Reports

This credit performance database offers much more comprehensive and relevant insights than those derived from historical annual reports. And with its systematic method, perfected through decades of serving the commercial finance industry, we will get you up and running without delay. We streamline and automate your workflows to help you become more productive and profitable.

Business Credit Reports

Our Business Credit Reports include data that comes from a trusted third-party source which has verified millions of files, making it inherently much more reliable. Our detailed reports combine credit risk, fraud checks and company background so you can quickly make a credit decision and understand how a business handles its financial obligations.

Mitigate risk and make more confident decisions. Start using Xactus’ Equipment, Financing and Leasing Credit/Verification Suite today!