Private Lending Credit/Verification Suite
Xactus’ credit and verification solutions enable private lenders to confidently determine whether applicants are creditworthy.
Our mission is to provide the intelligent insight you need to make more informed private lending and credit decisions.
Xactus offers a number of tools you can use to help reduce risk and make better decisions. And, we do this with a fierce commitment to delivering unmatched customer service. We support our private lending customers with a dedicated, local team to help ensure you are utilizing the business credit data we offer effectively to make the best possible decisions. In the end, it’s about mitigating risk and helping businesses grow.
Hard/Soft Credit Pulls
Our Business Credit Reports include data that comes from a trusted third-party source which has verified millions of files, making it inherently much more reliable. Our detailed reports combine credit risk, fraud checks and company background so you can quickly make a credit decision and understand how a business handles its financial obligations. In addition, Xactus offers Business Owner Reports which provide the most reliable data on the business owner or guarantor so you can better evaluate risk. Plus, Business Owner reports are a soft inquiry on your applicant’s credit score – meaning you are not impacting their personal credit by pulling it for business purposes!
Flood reports
Quickly learn if the property your applicant is purchasing is in a flood plain.
Appraisals
Assess the valuation of a property with our appraisals or AVMS.
Liens & Judgments Reports
Powered by LexisNexis® Risk Solutions, our Liens & Judgments Reports offer broad coverage and actionable attributes including individual lien and judgment details.
Fraud Reports and Background Checks
These tools assess your clients’ integrity, financial obligations, and trustworthiness. Xactus Fraud Reports check exclusionary lists and SSN mismatches to look for any potential fraud. Xactus Background Checks give you access to thousands of court records to uncover criminal histories, identify theft, inaccurate SSNs and more.
Are you a mortgage lender looking for credit reports on consumers?
Visit our website that is dedicated to serving the mortgage industry.
Are you a mortgage lender looking for credit reports on consumers?
Visit our website that is dedicated to serving the mortgage industry.